What we do
Credit Union Operating Principles - Black Raven Credit Union Ltd

Credit Union Operating Principles

The Credit Union Movement has adopted a common set of Operating Principles based on our Ethos and Philosophy. Our Credit Union Operating Principles are as follows:

Open and Voluntary Membership

Democratic Control

Limited Dividends on Equity Capital

Return on Savings and Deposits

Return of Surplus to Members

Non-discrimination in Race, Religion and Politics

Services to Members

Co-operation Among Co-operatives

Social responsibility

How to join

How To Join

Join, borrow or save with us, apply in your own time. We are offering our members freedom, flexibility and choice. Become a member today, what are you waiting for?