Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Loan Enquiry

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What We Require From You
1

Proof of Income

  • Employees - Copy of last 3 payslips
  • Retired – Proof of all pensions
  • Proof of any other additional income if applicable
2

Outgoings

  • Mortgage/rent repayments if applicable
  • Credit Card payments if applicable
  • HP/PCP agreements if applicable
  • Personal loan if applicable
  • Any other regular outgoings if applicable
3

Identification

  • Photo ID – Drivers Licence/Passport/ML10 form
  • Proof of Address – Utility Bill, Bank Statement dated within the last 3 months
  • Proof of PPSN – Medical Card, Payslip, P60
Lending criteria

Share to Loan Ratio

  • Members are required to have 1/5th in their share account of the amount they wish to borrow.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Proof of Purchase

  • Proof of car purchase must be provided within 21 days of drawing down the loan. This can be a car garage receipt or the new log book.
How to apply

How To Apply


If you are an existing registered member, you can make a full application online. Alternatively, you can come in to any of our offices or call us and we can discuss your needs and proceed with your loan application.

Online Banking Log In Register

Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information please contact us today.

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