Explore our loans
We have the right loan to suit you
Standard Loan
A flexible borrowing option for almost any purpose, offering competitive rates and manageable repayment terms to fit your budget.
Car Loan
Drive away in your new or used vehicle with low rates, quick approval, and repayment plans tailored to your lifestyle.
Renovation Loan
Turn your home improvement dreams into reality with financing designed for upgrades, repairs, or major remodeling projects.
Rainy Day Loan
A quick and affordable solution for unexpected expenses, giving you peace of mind when life throws you a curveball.
New Member Loan
A special welcome offer for our newest members, with favorable terms to help you get started on your financial journey.
Within Shares Loan
A Within Shares Loan allows you to borrow up to the amount of your shares while availing of a lower interest rate of 3.83% (3.9% APR), without dipping into your hard-earned savings
Need a Loan?
Apply for a loan today with interest rates that suit you!
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This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. Black Raven Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Everyday Banking
You can now check you account balances all from the comfort of your home.
Frequently Asked Questions
Everything you need to know
Whether you want to buy a new car or used car, decorate your home or carry out large home renovations we have the loan for you. Contact us to discuss your financial needs and we will do our best to come up with an affordable solution for you.
The duration of the loan is linked generally to the purpose of the loan. For example, holiday and car insurance loans are normally repaid over one year. Car loans are normally repaid over a three-to-seven-year term. Large home renovation loans can be repaid over 10 years.
Members have the flexibility of repaying the loans quicker than planned, without any penalty.
Under the Credit Reporting Act 2013, credit unions and all other lenders must provide information to the Central Credit Register on all loan application and loan agreements of €500 and above. The information will be held on the Central Credit Register and may be used by other lenders when making decisions on any loan applications to them. The Central Credit Register is owned and operated by the Central Bank of Ireland. For more information visit www.centralcreditregister.ie
Members can apply online, by phone 01-4610682 or email: loans@blackravencu.ie, where a member of staff will contact you to discuss your needs and proceed with your loan application.
